Independent financial advice for start-up and micro businesses, and the self-employed

Welcome to VS Associates

Hello, I’m Victor, I’m on a mission to de-mystify personal finance.

I have spent the last 20 years giving financial advice to business owners and self-employed people. That experience means I know the problems, challenges and worries you face. I also know how to solve them.

By using my mouth and ears in the proportions they were given to me, I will learn more about your problems, goals and objectives. Once I’ve done that I will recommend a suitable plan and agree an appropriate schedule to review it.

That’s not rocket science now, is it? If only everything in life was so simple.

So, if you are self-employed or a business owner, in Cambridgeshire, Huntingdonshire or Bedfordshire area and would like help solving your financial problems and meet your objectives, then please call me.

“Victor takes all your worries and wraps them up in a file marked " Stress Tested", allowing you to get back to running your life and business knowing that all eventualities are covered. Victor has demonstrated his considerable knowledge in Fiscal Planning and Pensions on numerous occasions and I would have no hesitation in recommending Victor to anyone who asked.”

Craig Dougan

“Victor was recommended to me by a friend and I have known him now for over two years. He is very friendly and approachable and always explains the intricacies of the financial advice he gives very clearly. I would be happy to recommend Victor to anyone.”

Rachel Green

"Victor Sacks was introduced to us in late 2008 but was somehow different to what we had seen before. Firstly, he did things when he said he would, he also took time to listen to our needs and not just those of the bank; but above all he told the truth – he told us both the upside and downside.

Victor continues to support my wife and I privately but also offers a valuable service to our business and its 30 plus staff. Victor is a local expert in his field and someone we know we can rely upon in the future.”

Chris Townson, Director - Toybox Great Denham Ltd

“I have listened to Victor on the radio explaining pensions, investments, life assurance & all manner of financial services instruments & he does so in a way that makes the subject interesting & understandable without making anyone feel inadequate.

We love having Victor as Huntingdon Community Radio's 'Money Man' & always look forward to his monthly broadcast.”

Bill Hensley, Station Manager, Former Mayor of Huntingdon

“We highly rate Victor’s technical knowledge and his ability to relate to clients. We know it’s a safe bet to refer clients to him”

Graham Wolloff, Elwell Watchorn & Saxton LLP

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VS Associates is a Trading Style of Calton Wealth Management which is authorised and regulated by the Financial Conduct Authority. Our reference number is: 958604. The company is registered in Scotland, SC672495. We are registered under the Data Protection Act 1998.

Information contained in this website is intended guidance for UK residents and should not be constituted as financial advice. Calton Wealth Management Ltd T/A VS Associates adheres to and subscribes to the Financial Ombudsman Service. Read full details of their service. To find out more please click here.

The information contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.